Pengaruh Pengetahuan Masyarakat Tentang Riba dan Produk Bank Syariah Terhadap Minat Menabung di Bank Syariah (Studi Kasus Desa Pulosari Kec. Kebakkramat Kab. Karanganyar)

Abstract

This research aims to determine the influence of public knowledge about usury and sharia bank products on interest in saving at sharia banks (Case Study of Pulosari Village, Kebakkramat District, Karanganyar Regency). The population in this study was the community of Pulosari Village, Kec. Kebakkramat Karanganyar District. This research uses a quantitative approach with data analysis methods using instrument testing, classical assumption testing, multiple linear regression testing and hypothesis testing. The sampling technique used random sampling with data collection carried out using questionnaires distributed to 50 respondents. The partial results of this research (t test) are knowledge of usury with a value of 5.469 with a significant value of 0.000 with a t table of 1.67793, so it has a positive and significant effect on interest in saving at Islamic banks. Sharia bank products with a t value of 3.094 and a significant value of 0.003 have a positive and significant influence on interest in saving in sharia banks. Simultaneous research results with an F value of 136.771 and an F table of 3.195056 show that knowledge of usury and sharia bank products has a significant and positive effect on interest in saving at sharia banks.