Pengaruh Pengetahuan Mahasiswa Tentang Riba dan Produk Bank Syariah Terhadap Minat Menabung di Bank Syariah (Studi Kasus Mahasiswa Jurusan S1 Ekonomi Syariah ITB AAS Indonesia)

Abstract

This study aims to determine the effect of students' knowledge about usury and Islamic bank products on the intention to save at Islamic banks (Case Study of Students of the Islamic Economics Department ITB AAS Indonesia). The population in this study were ITB AAS Indonesia Islamic economics students. This study uses a quantitative approach to data analysis methods with instrument testing, classical assumption testing, multiple linear regression testing and hypothesis testing. The sampling technique used purposive sampling with data collection carried out using questionnaires to 73 respondents. The results of this study partially (t test) are knowledge of usury with a t-0781 value with a significant value of 0.437 with a t table of 1.66691, so it has a negative and not significant effect on the intention to save in Islamic banks. Islamic bank products with a t value of 6.243 and a significant value of 0.000 have a positive and significant impact on the intention to save in Islamic banks. The results of the study simultaneously with F values of 22.944 and F tables of 3.127676, knowledge of usury and Islamic bank products has a significant and positive effect on the intention to save in Islamic banks.