Pengaruh Capital Adequacy Ratio (CAR), Dana Pihak Ketiga (DPK), Non Performing Financing (NPF), dan BI Rate Terhadap Financing to Deposit Ratio (FDR) Pada Perbankan Syariah (Studi pada PT Bank BCA Syariah Periode 2013-2021)

Abstract

This study was conducted with the aim of empirically testing the effect of Capital Adequacy Ratio (CAR), Third Party Funds (DPK), Non Performing Financing (NPF), BI Rate on Financing to Deposit Ratio (FDR). Study at PT Bank BCA Syariah Period 2013-2021. This study empirically examines the effect of the ratio of CAR, TPF, NPF and BI Rate to the bank's FDR partially or simultaneously at PT Bank BCA Syariah. This study uses quantitative research with secondary data and uses quarterly report data for all variables and financial ratios data contained in the financial statements of Bank BCA Syariah during 2013-2021. The data analysis method used is descriptive statistical test, classical assumption test and hypothesis testing which is done by multiple regression analysis. The results of the t test (partial test) and F test results (simultaneous test) show that the CAR, TPF, NPF and BI Rate variables have no significant effect on FDR. In terms of the R-square value of the CAR, TPF, NPF and BI Rate variables, the proportion of influence on FDR is 17.8%.