Pengaruh Pembiayaan Jual Beli, Pembiayaan Bagi Hasil dan Pembiayaan Sewa Terhadap Kinerja Keuangan Pada PT Bank Syariah Indonesia Periode 2017-2021
Keywords:
Sales and Purchase Financing, Profit Sharing, Rent, Financial PerformacAbstract
This research is motivated by the need for a financial institution to maintain its financial performance. The financial performance of a bank is one of the benchmarks for the success of a bank, financial performance as an analysis carried out to see the extent to which a company has implemented financial implementation rules properly and correctly. And knowing the influence between research variables. This study uses a quantitative approach. Data collection through secondary data. The results of the study show that buying and selling has a positive effect on financial performance, indicated by a Sig of 0.080. So Sig > 0.05, 0.080 > 0.05, then H0 is accepted. Profit Sharing has a positive effect on Financial Performance as indicated by a Sig of 0.055. So Sig < 0.05 0.055 > 0.05, then H0 is accepted, H1 is rejected. Furthermore, t count shows 1.262. Lease financing has a positive effect on financial performance as shown by the hypothesis test table showing a significance of -0.070 which means it is smaller than 0.05. Furthermore, the t test shows (t count) -3.178 > (t table) 2.110, then the rent has a negative effect on financial performance. Each increase in the amount of buying and selling financing, Profit Sharing Financing and Rental Financing will simultaneously affect the increase in one unit of Financial Performance and vice versa. Based on data analysis and testing, it shows that Sales and Purchase Financing, Profit Sharing Financing, and Rental Financing have a simultaneous effect on the financial performance of PT Bank Syariah Indonesia. Judging from the calculated F value is greater than F table, so H0 is rejected, accept H1. So there is an influence between Sales and Purchase Financing, Profit Sharing Financing, and Rental Financing on Financial Performance simultaneously.References
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