Pengaruh Kinerja Keuangan dan Variabel Makroekonomi terhadap Market share Bank Umum Syariah di Indonesia
Keywords:
financial performance, macroeconomic variable, market share, multiple linear regressionAbstract
The main objective of this study is to evaluate how the market share of Islamic commercial banks in Indonesia is influenced by both financial performance and macroeconomic indicators. This research takes into account several indicators of financial performance, including Return on Asset (ROA), Third Party Funds (DPK), NPF, and Operational Cost in Operational Revenue (BOPO). Additionally, we explore the macroeconomic factors of inflation, interest rates, and the exchange rate between the Indonesian Rupiah and the US Dollar. Our analysis adopts a quantitative approach and specifically focuses on Islamic commercial banks in Indonesia. Through the use of multiple linear regression analysis, we are able to examine the data and draw conclusions. The findings of our investigation reveal that NPF, inflation, and interest rates have a significant impact on the market share of Islamic commercial banks in Indonesia from 2018 to 2022. However, we determine that ROA, DPK, BOPO, and the exchange rate between the Indonesian Rupiah and the US Dollar do not exert any notable influence on the market share of Islamic commercial banks in Indonesia.References
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