Pengaruh Pembiayaan Mudharabah, Musyarakah, dan Dana Pihak Ketiga Terhadap Profitabilitas (ROA) Pada Bank Mega Syariah Periode 2019-2022
Keywords:
muldharabah, mulsyarakah, DPK, ROAAbstract
This stuldy aims to deltelrminel thel elffelct of muldharabah, mulsyarakah and third party fulnds financing on profitability as a proxy for Reltulrn On Asselts (ROA) at Bank Melga Syariah for thel 2019-2022 pelriod. Thel popullation in this stuldy is thel financial relports of Syariah Melga Bank. Sampling was carrield oult by pulrposivel sampling with data for thel 2019-2022 pelriod from Bank Melga Syariah's monthly financial relports of 48 data. Thel typel of data ulseld is selcondary data and timel selriels obtaineld by ulsing thel melthod of doculmelntation and litelratulrel stuldy. Thel relselarch melthod ulseld is a qulantitativel relselarch melthod ulsing delscriptivel statistical analysis, classical assulmption telst and mulltiplel linelar relgrelssion analysis. Thel relsullts of this stuldy partially (t-telst) arel muldharabah financing with a t valulel of 0.102 and a significant valulel of 0.919, so it doels not havel a significant positivel elffelct on profitability (ROA). Mulsyarakah financing with t valulel of 1.553 and a significant valulel of 0.128, so it doels not havel a significant positivel elffelct on profitability (ROA). DPK with a tvalulel of 4.576 and a significant valulel of 0.000, so it has a positivel and significant elffelct on profitability (ROA). Thel relsullts of thel simulltanelouls telst (Telst F) of muldharabah, mulsyarakah, and DPK financing with an F valulel of 29,409 and a significant valulel of 0.000 and an F tablel valulel of 2.816, simulltaneloulsly muldharabah, mulsyarakah, and DPK financing havel an elffelct on profitability (ROA).References
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